THIS IS WHAT IS WRONG WITH SOCIETY.

rarely is this point made so clearly.

so they estimate over 22,000 people dead from the tsunami.

and what is the caption on the AP photo?

Tsunami aftermath in Sri Lanka. The insurance sector was shaken by the waves of damage along the coastline of South Asia but insurers said that the cost of claims was likely to be contained because many of those affected could not afford comprehensive cover(AFP/Sena Vidanagama)